Killer Beanies (on the loose)
 

1 can whole beans (black or pinto), rinsed
2 cans refried beans (Von's organic black, TJ's, or your favorite, opposite type of the whole beans)
1 can fire-roasted diced tomatoes
1 can mild diced chilis

Cue the Swedish chef here:

About 1T dried oregano
About 1.5 tsp ground cumin
A variable amount of black pepper, white pepper, cayenne pepper, ancho chili pepper, or hotness of your choice, to taste (start at 1/4 tsp, depending on heat, and go up from there)

Combine all in a 2-3 qt pot, heat over medium low until hot, stirring occasionally after the initial mix.  Keep an eye/ear out for it.  Once it starts blooping, it's done.  :-)  Richard calls this recipe "Killer Beanies on the Loose," and thinks it should be the name of a rock band.  :-D